Skip to content
← All calculators

Score band estimator

Answer five questions and get an estimated score band, with the math behind each factor.

Late payments (30+ days) in the last 2 years
Any collections?
Oldest account
Applications in the last 12 months
Estimated score759Very good
Payment history · 35%100%
Amounts owed · 30%85%
Length of history · 15%70%
Credit mix · 10%50%
New credit · 10%75%

Get the full roadmap for this profile

BuffYourCredit ranks every move by estimated impact and tracks your progress monthly.

Build my free plan

Educational estimate based on what you enter. Not a credit score, a lending decision or financial advice.